Empowering Emerging Investors to Win in Real Estate
At Estates of Elysium, we know the early stages of real estate investing can feel uncertain—but with the right financial tools and guidance, it doesn't have to be. Whether you're flipping your first house, building a small rental portfolio, or branching into small multifamily or commercial projects, our lending solutions are designed to give you the confidence, flexibility, and capital you need to succeed.
Why Funding Matters Early On
Most emerging investors fail not from lack of ambition—but from lack of access. Traditional banks often dismiss new investors for not having years of tax returns, pristine credit, or extensive experience. We do it differently.
At Estates of Elysium, we back people, not just paperwork. Through our direct lender relationships, private capital network, and flexible underwriting, we help you:
Secure capital without jumping through outdated hoops
Access project-specific lending, not one-size-fits-all loans
Build credibility with sellers, agents, and partners
Scale faster with less risk and more clarity
Our Process: Fast. Focused. Built for Scale.
Submit Your Deal:
Submit your deal seamlessly through our digital platform.
Get Pre-Approved:
Within 48 hours, we’ll send you tailored loan terms based on your portfolio, experience, and goals.
Close with Confidence:
We guide you from application to funding—clearly and efficiently—so you can focus on growing your portfolio.
Lending Options Built for Emerging Investors
Fix & Flip Loans
Perfect for new rehabbers looking to renovate and sell.
Up to 90% Purchase + 100% Rehab
Interest-only monthly payments
Fast closings (7–14 days)
No W2s or long job history required
Rental Property Financing (DSCR Loans)
Build passive income even without a long landlord track record.
Based on property income, not your personal DTI
Up to 80% LTV
30-year fixed or interest-only options
Great for BRRRR strategies
Bridge & Gap Funding
For transitional properties or investors in between stages.
Short-term capital for acquisitions, value-add, or repositioning
Close fast with minimal red tape
New Construction Loans
Launching your first build? We’ll walk you through it.
Ground-up residential or small multifamily
Up to 85% LTC
No previous builds required with strong GC team
Mentorship + Capital = A Strategic Advantage
Unlike many lenders, we don’t leave you hanging once the wire hits. Estates of Elysium works alongside new investors to:
Review deal structures
Connect you with vetted contractors, appraisers, and GCs
Help you understand market comps, ARV, and risk analysis
Position you for long-term growth with smart financing strategies
We’re not just funding deals—we’re building futures.
Frequently Asked Questions
Q. Who is Estates of Elysium?
A. Estates of Elysium is a capital advisory and investment firm that helps real estate investors scale through smart lending, strategic partnerships, and expert deal support. We’ve helped place over $50 million in investor funding across the U.S. by partnering with vetted private lenders, family offices, and institutional sources. From your first flip to your fifth rental or commercial property, we help you fund the deal—and grow your vision.
Q. What is hard money and why is it a good option for new investors?
A. Hard money is asset-based lending that focuses on the deal—not your W-2, tax returns, or credit score. Our lending partners fund properties based on current or after-repair value (ARV), making it easier for new investors to:
Close quickly (in as little as 7–14 days)
Leverage up to 90% of the purchase price + 100% of rehab
Use the BRRRR or flip model to reinvest profits fast
Build a lender track record even with little experience
Q. What loan options can I access through Estates of Elysium?
A. Through our network of private lenders, we can connect you with funding for:
Bridge Loans – Short-term fix-and-flip or value-add projects
DSCR Rental Loans – For buy-and-hold income properties
Ground-Up Construction Loans – Infill, ADUs, and full builds
Commercial Loans – Office, retail, industrial, multifamily 5+ units
Refinance Loans – To unlock equity, reduce payments, or scale
Creative & Hybrid Funding – Wraps, subject-to, seller carry, novation
We help you structure the right loan for your strategy, goals, and exit plan.
Q. What types of properties can your lenders fund?
A. Our lending partners typically finance:
Single-family homes (including condos and townhomes)
Duplex to fourplex residential properties
Small and large multifamily (5+ units)
Commercial properties: office, retail, industrial, warehouses
Infill land, teardowns, and new construction projects
We do not place funding for rural land over 4 acres or mobile homes.
Q. What states can I get funded in?
A. Our lending partners are active in all 50 U.S. states and Puerto Rico:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and Puerto Rico.
Q. Do I need an LLC or business entity to qualify?
A. Yes. All our lending partners fund deals through business entities only. You’ll need an LLC, Corp, or similar entity to proceed with financing. If you need help setting one up, we can refer you to reliable services.
Q. I’m brand new—can I still get funded?
A. Yes. We specialize in helping emerging investors close their first and second deals. While requirements vary by lender, we help you present your project professionally and mitigate gaps in experience with a strong deal, repair strategy, and contractor plan. You don’t need to be a pro—you need to be prepared.
Q. Why should I work with Estates of Elysium instead of going straight to a lender?
A. Because we don’t just connect you to money—we help you build a business. Here’s how we add value:
We shop multiple lenders to find the best terms
We help you structure deals creatively and protect your upside
We act as a sounding board and advisor—especially for new investors
We bring experience from dozens of markets, dozens of lenders, and millions funded
Our goal is to help you scale faster—and smarter—with less risk.
Q. Are appraisals required?
A. Most bridge and flip loans do not require appraisals, allowing you to close much faster and move more confidently in competitive markets. However, for rental (DSCR), commercial, and construction loans, appraisals are typically required. We’ll walk you through the exact requirements based on your deal.
Q. What fees should I expect?
A. Our lending partners charge fees that are standard in the industry, typically including:
Origination fee (usually 1%–3%)
Title and closing costs
Draw or inspection fees (for rehab or construction loans)
We do not charge an application fee, and you’ll know exactly what to expect before signing.
Q. How do I get started?
A. Just fill out our brief intake form or schedule a call. We’ll assess your goals, the property, and connect you with lenders and terms that make sense for your deal. Whether you’re flipping your first house or scaling to 10+ doors, Estates of Elysium is here to help you get funded, grow smarter, and stay in the game.
Reviews
⭐️⭐️⭐️⭐️⭐️
“Estates of Elysium helped me get my very first rental deal off the ground—no bank would even call me back. They treated me like a pro and helped me structure my whole BRRRR strategy. Now I’m working on my third deal, and I finally feel like a real investor.”
— Marcus H., Houston, TX
Estimate Your Investment Potential
Tired of guessing your numbers? Our proprietary tools help you quickly estimate loan terms, cash-to-close, and projected returns—just plug in your property address and project scope.
Resources
-
From Land to Lease-Up: How to Structure Capital for Ground-Up Projects
Development requires more than just a loan—it takes a well-balanced capital stack that evolves from dirt to delivery. This guide walks you through each phase of financing, from land acquisition to construction to stabilization.
-
Flipping in a High-Rate Market: How to Make the Numbers Work
With borrowing costs on the rise, profit margins are tighter and mistakes are more expensive. Learn how savvy investors are adjusting offers, timelines, and exit strategies to stay profitable in a higher-interest environment.
-
Inside the Equity Waterfall: What Sponsors Should Know Before They Pitch
Before raising capital, sponsors need to understand how equity splits really work—and what investors expect in return. This article breaks down common waterfall structures, preferred returns, promote tiers, and key terms that shape how profits are shared and deals get done.
-
Cash to Close: What Investors Overlook When Analyzing Deals
Many investors focus on ARV and rehab costs but forget the real, up-front cash requirements that can kill a deal. This article breaks down hidden expenses—like lender points, reserves, closing costs, and holding fees—that impact profitability more than most expect.