Q. Who is Estates of Elysium?
A. Estates of Elysium is a capital advisory and investment firm that helps real estate investors scale through smart lending, strategic partnerships, and expert deal support. We’ve helped place over $50 million in investor funding across the U.S. by partnering with vetted private lenders, family offices, and institutional sources. From your first flip to your fifth rental or commercial property, we help you fund the deal—and grow your vision.

Q. What is hard money and why is it a good option for new investors?
A. Hard money is asset-based lending that focuses on the deal—not your W-2, tax returns, or credit score. Our lending partners fund properties based on current or after-repair value (ARV), making it easier for new investors to:

• Close quickly (in as little as 7–14 days)

• Leverage up to 90% of the purchase price + 100% of rehab

• Use the BRRRR or flip model to reinvest profits fast

• Build a lender track record even with little experience

Q. What loan options can I access through Estates of Elysium?
A. Through our network of private lenders, we can connect you with funding for:

• Bridge Loans – Short-term fix-and-flip or value-add projects

• DSCR Rental Loans – For buy-and-hold income properties

• Ground-Up Construction Loans – Infill, ADUs, and full builds

• Commercial Loans – Office, retail, industrial, multifamily 5+ units

• Refinance Loans – To unlock equity, reduce payments, or scale

• Creative & Hybrid Funding – Wraps, subject-to, seller carry, novation
  We help you structure the right loan for your strategy, goals, and exit plan.

Q. What types of properties can your lenders fund?
A. Our lending partners typically finance:

• Single-family homes (including condos and townhomes)

• Duplex to fourplex residential properties

• Small and large multifamily (5+ units)

• Commercial properties: office, retail, industrial, warehouses

• Infill land, teardowns, and new construction projects
  We do not place funding for rural land over 4 acres or mobile homes.

Q. What states can I get funded in?
A. Our lending partners are active in all 50 U.S. states and Puerto Rico:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming, and Puerto Rico.

Q. Do I need an LLC or business entity to qualify?
A. Yes. All our lending partners fund deals through business entities only. You’ll need an LLC, Corp, or similar entity to proceed with financing. If you need help setting one up, we can refer you to reliable services.

Q. I’m brand new—can I still get funded?
A. Yes. We specialize in helping emerging investors close their first and second deals. While requirements vary by lender, we help you present your project professionally and mitigate gaps in experience with a strong deal, repair strategy, and contractor plan. You don’t need to be a pro—you need to be prepared.

Q. Why should I work with Estates of Elysium instead of going straight to a lender?
A. Because we don’t just connect you to money—we help you build a business. Here’s how we add value:

• We shop multiple lenders to find the best terms

• We help you structure deals creatively and protect your upside

• We act as a sounding board and advisor—especially for new investors

• We bring experience from dozens of markets, dozens of lenders, and millions funded
  Our goal is to help you scale faster—and smarter—with less risk.

Q. Are appraisals required?
A. Most bridge and flip loans do not require appraisals, allowing you to close much faster and move more confidently in competitive markets. However, for rental (DSCR), commercial, and construction loans, appraisals are typically required. We’ll walk you through the exact requirements based on your deal.

Q. What fees should I expect?
A. Our lending partners charge fees that are standard in the industry, typically including:

• Origination fee (usually 1%–3%)

• Title and closing costs

• Draw or inspection fees (for rehab or construction loans)
  We do not charge an application fee, and you’ll know exactly what to expect before signing.

Q. How do I get started?
A. Just fill out our brief intake form or schedule a call. We’ll assess your goals, the property, and connect you with lenders and terms that make sense for your deal. Whether you’re flipping your first house or scaling to 10+ doors, Estates of Elysium is here to help you get funded, grow smarter, and stay in the game.