Bridge your financing gap instantly with reliable short-term funding.
Designed for investors who act quickly, our loans give you the edge to beat out other buyers and boost your profits — offering high leverage up to 95% Loan-to-Cost and 80% After Repair Value.
About Bridge Loans
Bridge Loans Designed for Fast Action
Forget the lengthy bank processes and piles of paperwork—no need for pay stubs, W-2s, or outside appraisals. Our fully digital platform and dedicated in-house team provide quick approvals and customized pricing so you can close your next deal without delay.
Accelerate
Fast closings
Close deals in as little as 7 business days to stay competitive with cash buyers.
Criteria
Tailored solutions
Quick approvals and pricing designed to focus on the property’s true potential.
High Leverage
Maximize Your Buying Power
Keep your cash — we offer financing up to 95% Loan-to-Cost and 80% After Repair Value.
Rates & Terms
Bridge Loan Rates & Terms Designed Around the Property
We base our financing on the value of the deal—not just the borrower—so you can close quickly and confidently.
Features and Details
Rates Starting At 7.75%* (Interest-Only Options Available)
Loan Amounts: $100,000 – $10,000,000+
Purchase Financing: Up to 95% of Purchase Price
ARV Financing: Up to 80% of After Repair Value
Term Lengths: 12, 18, or 24 Months (with interest-only options)
Rehab Financing: 100% of Rehab Costs
Eligible Property Types
Single-Family Residences (SFR)
2–4 Unit Multifamily
Condominiums
Townhomes
Technology
Streamline your development strategy with data-driven financing
At Estates of Elysium, we leverage advanced technology and insights from thousands of real estate projects to deliver fast, accurate, and tailored pricing. Our systems are built to move at the speed of your vision—so you can secure funding, manage progress, and scale smarter.
Fast Closings
No W-2s, no tax returns. You’ll get access to lenders that underwrite based on property performance, with a seamless process that lets you close quickly and confidently.
Tech-Driven Insights
Modern lending platforms use market data, property analytics, and rental performance to deliver customized loan terms—not cookie-cutter quotes.
Digital Integration
From application to closing, everything happens online. Upload documents, track your loan status, and get real-time updates without the back-and-forth.
Financing That Fits
Avoid delays from traditional appraisals. Our partners use internal valuation methods that help you move faster—so you can lock in great deals before the competition.
Bridge Loans Tailored to Your Real Estate Strategy
Get customized short-term financing designed for three key transaction types on non-owner-occupied properties, including single-family homes, manufactured housing, 2–4 unit buildings, condos, and PUDs.
New Purchases
Secure funds for both the property purchase and up to 100% of rehab costs. Our fast closings help you compete with all-cash buyers in today’s fast-moving market.
Flexible Refinancing
Tap into your existing equity with refinance options available as early as six months in. Maintain liquidity and keep your capital working across multiple deals.
Seasoned Investment Financing
If you've owned the property for six months or more, we offer bridge loans to help you access capital and hit your next investment milestone.
Frequently Asked Questions
Get answers to your bridge loan questions
Wondering about fees, eligible properties, or how bridge loans work in today’s market? Estates of Elysium breaks it all down for you. From deal structure to closing timelines, we provide clear answers to help you navigate your next real estate investment with confidence and clarity.
Q. How can you maximize your investment with bridge loans?
A. Tired of traditional bank delays and rigid financing? Our capital partners offer bridge loans with high leverage and full rehab funding, helping you purchase and renovate with confidence. Your credit profile, experience, and the property’s After-Repair Value (ARV) all factor into how much leverage you can access—giving you more flexibility to scale your real estate strategy.
Q. What should you know about the fees?
A. We prioritize fee transparency—no hidden charges, no prepayment penalties, and no unexpected exit costs. Our team walks you through every fee upfront so you can plan your project with clarity and protect your ROI from day one.
Q. What kind of service can you expect?
A. We’re known for responsive, relationship-based service—with fast approvals, efficient closings, and dedicated support throughout the process. Repeat borrowers often enjoy faster underwriting and quicker closings, helping you move confidently from one project to the next.
Q. What are the loan terms and leverage options?
A. Our bridge loans are built for real estate investors who need speed, flexibility, and buying power:
Up to 95% Loan-to-Cost (LTC)
Up to 80% of ARV
100% Rehab Financing available
Loan amounts from $500K to $1B+
No application fees and competitive investor rates
Q. What types of properties are eligible?
A. Bridge loan funding is available for a wide range of investment properties, including:
Single-family homes (non-owner occupied)
2–4 unit residential properties
Condominiums (Condos)
Planned Unit Developments (PUDs)
Manufactured homes
Mixed-use properties
Multifamily (5+ units)
Commercial properties (retail, office, industrial, and special use)
Vacant land and lots (case-by-case)
Reviews
-
Estates of Elysium made the entire process fast, easy, and stress-free—I couldn’t believe how quickly we closed. Thank you!!
Meghan
-
Their team truly understands real estate and went above and beyond to help me find the best financing option for my deal.
Argyle
-
If you're serious about investing, Estates of Elysium is the partner you want in your corner—professional, responsive, and results-driven.
John
Resources
-
From Land to Lease-Up: How to Structure Capital for Ground-Up Projects
Development requires more than just a loan—it takes a well-balanced capital stack that evolves from dirt to delivery. This guide walks you through each phase of financing, from land acquisition to construction to stabilization.
-
Flipping in a High-Rate Market: How to Make the Numbers Work
With borrowing costs on the rise, profit margins are tighter and mistakes are more expensive. Learn how savvy investors are adjusting offers, timelines, and exit strategies to stay profitable in a higher-interest environment.
-
Inside the Equity Waterfall: What Sponsors Should Know Before They Pitch
Before raising capital, sponsors need to understand how equity splits really work—and what investors expect in return. This article breaks down common waterfall structures, preferred returns, promote tiers, and key terms that shape how profits are shared and deals get done.
-
Cash to Close: What Investors Overlook When Analyzing Deals
Many investors focus on ARV and rehab costs but forget the real, up-front cash requirements that can kill a deal. This article breaks down hidden expenses—like lender points, reserves, closing costs, and holding fees—that impact profitability more than most expect.