New Construction & Infill Development Loans
Whether you're building new or targeting urban infill opportunities, our streamlined process and competitive capital solutions are designed to help developers move fast, build smart, and scale with confidence.
About Our New Construction & Infill Loans
We simplify construction financing so you can focus on execution. With developer-friendly terms, fast closings, and flexible loan structures, our capital solutions are built for today's infill and new build opportunities. From land acquisition to final draws, our team works directly with you to keep your timeline—and your returns—on track.
Efficient:
No need to delay funding while waiting on final permits.* Our partners offer fast, draw-friendly capital with minimal friction—ideal for developers who move fast.
Competitive:
We offer market-based pricing, low fees, and predictable terms—no hidden costs, sudden rate spikes, or unnecessary red tape.
Flexible:
Whether you're building to rent, sell, or hold, we offer solutions like dual closings, interest-only options, and capital that scales with your portfolio.
Rates & Terms
Construction + Infill Loan Parameters
Interest Rates: Starting at 9.45%† (interest-only available)
Loan Amounts: $150K – $3M+
Leverage: Up to 85% of total project cost (land + build)
ARV Financing: Up to 70% of After-Repair Value (ARV)
Terms: 24-month terms with 3–6 month extensions
Rehab/Build Coverage: Up to 100% of construction cost
*All terms subject to underwriting approval.
Technology
Streamline your development strategy with data-driven financing
At Estates of Elysium, we leverage advanced technology and insights from thousands of real estate projects to deliver fast, accurate, and tailored pricing. Our systems are built to move at the speed of your vision—so you can secure funding, manage progress, and scale smarter.
Fast Closings
No W-2s, no tax returns. You’ll get access to lenders that underwrite based on property performance, with a seamless process that lets you close quickly and confidently.
Tech-Driven Insights
Modern lending platforms use market data, property analytics, and rental performance to deliver customized loan terms—not cookie-cutter quotes.
Digital Integration
From application to closing, everything happens online. Upload documents, track your loan status, and get real-time updates without the back-and-forth.
Financing That Fits
Avoid delays from traditional appraisals. Our partners use internal valuation methods that help you move faster—so you can lock in great deals before the competition.
WHAT WE FUND
New Purchase
Get the capital needed to acquire commercial land or redevelopment sites and build from the ground up.
Cash-Out Refinance
Refinance up to six months after closing to restore working capital. Free up liquidity for your next project.
Frequently Asked Questions
Answers to Your New Construction Loan Questions
Q. What makes Estates of Elysium’s new construction loans stand out?
A. We focus on helping investors and developers secure fast, strategic capital—without unnecessary friction. Our process minimizes delays through streamlined underwriting, fast draw disbursements, and no prepayment penalties. For residential projects, we can often fund before permits are finalized. For commercial developments, we help structure capital around realistic permitting timelines and municipal requirements.
Q. How does your financing support build-to-rent or build-to-sell strategies?
A. Whether you're developing to hold or exit, we structure each loan to align with your business plan. Choose from flexible features like interest-only payments, staged funding tied to project milestones, and dual closings (land + construction). This gives you maximum flexibility to reduce risk and increase profitability.
Q. What loan terms do you offer?
A. Most construction loans come with 12- to 36-month terms, with extensions available depending on the size and scope of your project. Commercial and mixed-use builds may qualify for custom timelines based on construction progress, lease-up forecasts, and local approvals.
Q. How do you determine loan amounts?
A. We evaluate your project using a data-driven, deal-first approach. Our underwriting considers location and zoning, scope of work, market trends, and internal performance data from similar projects. This allows us to offer capital that reflects your project’s real value and upside—not just static appraisals.
Q. What types of construction projects do you finance?
A. We fund a wide range of ground-up developments, including: single-family homes, build-to-rent communities, multifamily (5+ units), retail centers, hospitality builds, industrial facilities, medical offices, and mixed-use properties. Whether you're building to sell, rent, or reposition, we structure the capital to support your project from land to delivery.
Q. How do your systems and tools support my construction timeline?
A. Our investor-first platform offers fast digital submissions, real-time draw tracking, transparent reporting, and responsive support. You stay focused on the build—we handle the backend.
Reviews
⭐️⭐️⭐️⭐️⭐️
“Working with Estates of Elysium has been a game changer. Elysse is incredibly responsive, organized, and genuinely cares about getting things done right. She hit every deadline she promised and went above and beyond to make sure the process was smooth. I’ve worked with other capital advisors before, but none have been this on point or this committed to my success. If you're looking for someone who shows up, follows through, and actually delivers—this is it.”
— Jamie
Resources
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Infill vs. Traditional Construction Loans: Which One Builds Better Returns?
Discover which loan structure gives you more leverage, flexibility, and profit—depending on your project.
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How Infill Development Is Transforming U.S. Cities—And How to Profit From It
Explore how smart investors are turning overlooked lots into high-performing assets in today’s hottest urban markets.
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5 Proven Strategies to Maximize ROI on Infill Construction Projects
From land acquisition to exit planning, here’s how experienced developers are increasing margins on small-lot builds.
